Lufkin TX Auto Insurance: What to do in an Accident

As a driver on the road in Lufkin TX, auto insurance provides you with coverage in case of bodily injury and property damage. Its best to do all you can to avoid accidents occurring in the first place and if you are a safe driver who has never been involved in a crash, you may be unsure of how to proceed if you do have an accident. Steps include:

• Stop the car and check for injuries and put a blanket over anyone who is hurt to help keep them warm.
• Contact the highway patrol or police and advise them of the details of the crash.
• For safety, remove your car from the road after a minor accident unless it is unsafe to do so, and call a tow-truck if necessary.
• Keep a record of events as well as all names and addresses, driver license numbers, license plate numbers, make and model of the vehicles involved, insurance identifications and details of witnesses.
• Ask for a copy of the police report as you will need it for insurance purposes.
• It’s important not to have repairs done immediately as a claims-adjuster from your insurance company will need to inspect the damage and estimate the likely cost of repairs. You should also get some quotes of your own before proceeding.

It pays to keep a pen and notepad in your car to record events and information. It’s also important to keep your Lufkin TX auto insurance up to date at all times for your own protection.
 

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